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APY = Annual Percentage Yield. Rates and APYs accurate as of February 10, 2019.

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Free Kasasa Cash® Checking* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $30,000 $100 2.96% 3.00%
$30,000+ $100 0.25% 3.00% to 0.25%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications

To earn rewards, just do what you’re likely already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Free Kasasa Saver® for Kasasa Cash®* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $100,000 $100 1.73% 1.75%
$100,000+ $100 0.50% 1.75% to 0.50%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your accounts are still free.

Plus, you’ll still earn our base rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Free Kasasa Saver® for Kasasa Cash Back®* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $50,000 $100 1.00% 1.00%
$50,000+ $100 0.50% 1.00% to 0.50%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your accounts are still free.

Plus, you’ll still earn our base rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Certificate of Deposit^ Learn More

Product Name Minimum Opening Deposit Minimum Balance Rate APY
6 Month $500  $500 1.73% 1.75%
12 Month $500  $500 2.47% 2.50%
18 Month $500  $500 2.47%  2.50%
24 Month $500  $500 2.71% 2.75%
36 Month $500  $500 2.96%  3.00%
48 Month $500  $500 3.10% 3.15% 
60 Month $500  $500 3.20% 3.25%

^Early withdrawals may result in a penalty equivalent to 90 days of interest if your term is between 6 and 12 months. Early withdrawals may result in a penalty equivalent to 180 days of interest if your term is greater than 12 months.

Money Market Account Learn More

Daily Balances of: Minimum Opening Deposit Minimum Balance to Obtain APY Rate APY
up to $24,999.99 $2,500.00 $2,500.00^ 0.10% 0.10%
$25,000.00 - $49,999.99 $2,500.00 $2,500.00^
 
0.30% 0.30%
$50,000.00 and up $2,500.00 $2,500.00^
 
0.50%  0.50%

^Early withdrawals may result in a penalty equivalent to 90 days of interest if your term is between 6 and 12 months. Early withdrawals may result in a penalty equivalent to 180 days of interest if your term is greater than 12 months.

Business Money Market Account Learn More

Daily Balances of: Minimum Opening Deposit Minimum Balance to Obtain APY Rate APY
up to $24,999.99 $2,500.00 $2,500.00^ 0.10% 0.10%
$25,000.00 - $49,999.99 $2,500.00 $2,500.00^
 
0.30% 0.30%
$50,000.00 and up $2,500.00 $2,500.00^
 
0.50%  0.50%

^Early withdrawals may result in a penalty equivalent to 90 days of interest if your term is between 6 and 12 months. Early withdrawals may result in a penalty equivalent to 180 days of interest if your term is greater than 12 months.

Main Street Bank Savings Account Learn More

Daily Balances of: Minimum Opening Deposit Minimum Balance to Obtain APY Rate APY
up to $99,999.99 $100.00 $100.00^ 0.15% 0.15%
$100,000.00 - $199,999.99 $100.00 $100.00^ 0.25% 0.25%
$200,000.00 - $399,999.99 $100.00 $100.00^ 0.50% 0.50%
$400,000.00 and up $100.00 $100.00^ 0.75% 0.75%

^Early withdrawals may result in a penalty equivalent to 90 days of interest if your term is between 6 and 12 months. Early withdrawals may result in a penalty equivalent to 180 days of interest if your term is greater than 12 months.

Loan Rates

We offer all types of consumer, commercial, agricultural, and real estate loans. For more information on interest rates and terms, please contact your nearest financial center.