Rates

Rates effective as of 6/01/2016. Rates subject to change at any time.

Fees may reduce earnings. APY = Annual Percentage Yield.

Kasasa Cash*

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$1002.25%2.25%
$25,000+$1000.25%2.25% to 0.25%
All balances if qualifications are not met$1000.05%0.05%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit, 1 automatic payment (ACH), or 1 bill pay post and settle

Kasasa Saver*

BalanceMinimum Required Opening DepositRateAPY
$0 - $50,000$1001.00%1.00%
$50,000+$1000.50%1.00% to 0.50%
All balances if qualifications are not met$1000.05%0.05%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit, 1 automatic payment (ACH), or 1 bill pay post and settle

Certificate of Deposit^

Product NameMinimum Opening DepositMinimum BalanceRateAPY
6 Month Certificate of Deposit^$500.00$500.000.25%0.25%
12 Month Certificate of Deposit^$500.00$500.001.04%1.05%
18 Month Certificate of Deposit^$500.00$500.001.14%1.15%
24 Month Certificate of Deposit^$500.00$500.001.24%1.25%
36 Month Certificate of Deposit^$500.00$500.001.24%1.25%
48 Month Certificate of Deposit^$500.00$500.001.24%1.25%
60 Month Certificate of Deposit^$500.00$500.001.24%1.25%

^Early withdrawals may result in a penalty equivalent to 90 days of interest if your term is between 6 and 12 months. Early withdrawals may result in a penalty equivalent to 180 days of interest if your term is greater than 12 months.

Money Market Account

Daily Balances of:Minimum Opening DepositMinimum Balance to Obtain APYRateAPY
up to $24,999.99$2,500.00$2,500.00^0.10%0.10%
$25,000.00 - $49,999.99$2,500.00$2,500.00^0.30%0.30%
$50,000.00 and up$2,500.00$2,500.00^0.50%0.50%

Business Money Market Account

Daily Balances of:Minimum Opening DepositMinimum Balance to Obtain APYRateAPY
up to $24,999.99$2,500.00$2,500.00^0.10%0.10%
$25,000.00 - $49,999.99$2,500.00$2,500.00^0.30%0.30%
$50,000.00 and up$2,500.00$2,500.00^0.50%0.50%

Main Street Bank Savings Account

Daily Balances of:Minimum Opening DepositMinimum Balance to Obtain APYRateAPY
up to $99,999.99$100.00$100.00^0.15%0.15%
$100,000.00 - $199,999.99$100.00$100.00^0.25%0.25%
$200,000.00 - $399,999.99$100.00$100.00^0.50%0.50%
$400,000.00 and up$100.00$100.00^0.75%0.75%

Loan Rates

We offer all types of consumer, commercial, agricultural, and real estate loans. For more information on interest rates and terms, please contact your nearest financial center.