Government Loans

You may be eligible for a government loan with unique benefits. We offer an array of options for veterans, first-time buyers, and more.

We can clearly explain our government loan programs and their requirements. As with all of our loans, we'll work to secure you the best rate and terms possible.

Contact us today to discuss your options or to start your application.

VA Loans

If you're a veteran of the U.S. Military, we thank you for your service. You may qualify for a federally guaranteed loan for purchasing your primary residence. Eligible military personnel may receive up to 100% financing.

  • Up to 100% financing for veterans of the U.S. Military
  • Fixed/level payment of principal and interest for the life of the loan
  • Flexible terms up to 30 years
  • Monthly mortgage insurance not required
  • No down payment required in some cases
  • Competitive rates
  • Personalized service
  • Local decisions made here in Southeast Michigan

FHA Loans

If you're a first-time homebuyer, or have limited funds for a down payment, an FHA loan may be right for you. You may be eligible for a lower interest rate and a smaller down payment than with a conventional mortgage loan.

  • Ideal for first-time homebuyers, or buyers with limited funds
  • May be eligible for a smaller down payment
  • Fixed or adjustable interest rate
  • Flexible terms up to 30 years
  • Requires FHA mortgage insurance
  • Balloon payment options not available
  • Competitive rates
  • Personalized service
  • Local decisions made here in Southeast Michigan

USDA Loans

People within certain income limits who want to buy a home in a rural area may be eligible for a USDA loan. Home ownership is made affordable with low to no down payment and a competitive interest rate.

  • For purchasing rural housing or property
  • Long-term, fixed interest rate
  • 30-year terms
  • Income limits apply
  • Ideal for first-time homebuyers
  • Low to no down payment
  • Competitive rates
  • Personalized service
  • Local decisions made here in Southeast Michigan

MSHDA Loans

Eligible Michigan residents may purchase a home with up to $7,500 in assistance for a down payment, closing costs, and more. If the initial costs of buying a home are a concern, an MSHDA loan may be the ideal option for you.

  • State-assisted financing for Michigan residents
  • Up to $7,500 in assistance
  • Income limits apply
  • Available to select areas
  • Competitive rates
  • Customized terms
  • Personalized service
  • Local decisions made here in Southeast Michigan

SBA Loans

Approved to offer SBA loan products under SBA's General Program.

An ideal financing option for businesses that may not qualify for traditional loans. Secure government-backed financing for almost any business need.

  • Alternative financing option
  • Customized terms
  • Personalized service
  • Fast decisions made here in Southeast Michigan