Companion CD & Savings Account

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Companion CD & Savings Account

Introducing the new Companion CD and Savings Account from Main Street Bank! With these paired accounts you can now earn higher than market rates on your CD AND your Savings account. It's the perfect solution for those that want the high yield of a CD and the liquidity of a savings account.


Choose from the following CD term and rate:

  • 12-Month – 2.50% APY*
  • 18-Month – 3.00% APY*
  • 24-Month – 3.25% APY*

CD Account:

  • Choose your CD term
  • $25,000 minimum balance and maximum balance of $250,000
  • Funds remain locked during term


Savings Account:

  • Earns 1.75% APY* for the term of the Companion CD
  • $25,000 minimum balance
  • Savings balance can be equal to or less than the CD balance
  • Unlimited withdrawals
  • After initial opening deposit, no additional deposits allowed

Take advantage of our great rate!

Earn 1.75% APY* on a Companion Deposit Account containing up to the same amount held in your Main Street Bank CD. Contact us today to learn more about a Companion Deposit Account with Main Street Bank.

*The following terms and rates apply on all balances between $25,000 and $250,000, for the Certificate of Deposit (CD) & Companion Savings. Only funds currently not on deposit with Main Street Bank qualify. The Annual Percentage Yield (APY) applies to 12, 18 and 24 Month Certificates of Deposit. 12-Month 2.50% APY; 18-Month 3.00% APY; 24-Month 3.25% APY. Early withdrawal penalties apply. Companion Deposit Account requires a $25,000 minimum deposit to open and a minimum daily balance of $25,000 to qualify for the 1.75% APY. Certain restrictions apply. The 1.75% APY is guaranteed for the term of the CD, after account opening, on accounts opened by 11/16/2018. If the balance of the Companion Savings drops below the minimum balance required, the Companion Savings account will revert to the Regular Savings account APY currently posted and the CD will revert to the same term non-Companion CD at the current posted APY for the term of the CD. Balances below $25,000 will earn the Regular Savings rate and a minimum balance fee of $5.00 per quarter will apply. Existing accounts are excluded and all funds deposited must be new to Main Street Bank. Fees could reduce earnings. Rates subject to change at any time without notice.